Lenders serve different customers, based on their credit score and borrowing risk. Banks and credit unions provide full-service banking to ‘prime’ customers — they take in customer deposits and lend money using the deposits they hold. ACL is a money re-lender or retailer, and our products and services reflect that difference. If you’re in the good to fair credit score range (prime or fairly close), you may qualify for a loan from ACL. We’ll work with you one-on-one to make sure the loan solution you choose is right for you.

You can mail your cheque or money order to the head branch. Be sure to send your payment 3–5 business days before the payment is due to ensure it arrives on time. You can also sign up for online account management to manage your loan quickly and conveniently online.

ACL obtains mailing lists from a variety of list vendors. These vendors provide information found in the public domain, such as public telephone directories, as well as third-party information obtained through sources like online websites, companies that do surveys in shopping malls, contest entries, and retail partners. The list vendors receive the individual’s consent to share the names and addresses with third party companies like ACL, and adhere to American privacy regulations. We respect Americans’ privacy preferences. If you do not want to receive our Marketing materials, we can add you to our do-not-mail data base. You can request to be removed from our mailing list by contacting us.